DFMT Site - Reporting Tips Page Header Art - without words.png

How to
Report 
Deductible
Fraud

Despite the enactment of a new law in 2019 clearly prohibiting the waiving of deductibles, some contractors continue to engage in this illegal practice.

 

To help build cases for enforcement of the law, authorities need proof of contractors waiving deductibles and engagement in insurance fraud schemes.

ACCUSATIONS ARE NOT ENOUGH TO HELP ENFORCEMENT OF THE LAW

Despite the enactment of a new law in 2019 clearly prohibiting the waiving of deductibles, some contractors continue to engage in this illegal practice.

Here are some tips when filing a complaint. The more information about the alleged fraud, the better.

 

  • Gather and prepare the following information prior to filing:

    • The name of the business or individual you are reporting

    • The business/individual’s full address including zip code

    • Type of fraud suspected

    • Location of the fraud

    • Date of the fraud

    • Description of the alleged fraud in detail

    • Transaction dates and amounts

  • Gather any evidence/documentation you have, such as:

    • Contracts stating deductible is being waived or not payable

    • Contracts omitting mandatory deductible payment language

    • Emails/other correspondence discussing waiving of deductible

    • Other “sign allowance”, “rebate”, and/or “referral” agreements/documents

    • Documents submitted to insurance company stating cost of work performed

    • Pictures of signs/flyers promising to waive the deductible

    • Audio or video evidence

DFMT Color Badge Standard-04.png
READY TO REPORT FRAUD?
  1. Click the "REPORT FRAUD" button to submit information to the NICB.

  2. Fill out the online form as thoroughly as possible.

  3. Have documentation? Write in the comment section that you have documents and would like to be contacted so you can provide them.

  4. Provide your contact information.

  5. You can remain anonymous (an anonymous report is more helpful than no report). HOWEVER, without a way to follow up with you to request documentation or ask questions, it's much more difficult for investigators to research and build a case.

NOTE: The Don’t Fraud My Texas website nor any of its supporters or agencies have access to the information you submit. If you have questions or have additional information to submit regarding a prior complaint, please contact NICB

LEARN MORE ABOUT TEXAS LAWS AT:

TEXAS BUSINESS AND COMMERCE CODE TITLE 3. INSOLVENCY, FRAUDULENT TRANSFERS, AND FRAUD CHAPTER 27. FRAUD

TEXAS PENAL CODE TITLE 7. OFFENSE AGAINST PROPERTY CHAPTER 25. INSURANCE FRAUD

ORGANIZATIONS COMMITTED TO ELIMINATING DEDUCTIBLE FRAUD

! CMYK 2011-2-4-from-vector5__-350dpi.jpg