TAKE SOME TIME TO COMPLETE THIS FORM AND HELP STOP FRAUD
Please complete this form as accurately as possible.
As with any report of fraud, the more examples of proof you have, the better things will be able to be investigated.
The law states the following: A contractor commits a violation of the law if it pays, waives, absorbs, rebates, credits, or otherwise declines to charge or collect a deductible. Contracts must also contain a disclosure statement that insurance deductibles must be paid. Finally, an insurance company may request “reasonable proof” that the deductible has been paid before making a replacement cost holdback payment.
Please share examples of the fraud committed. We will review all claims submitted and look for patterns as well as at the specific examples provided.
You may include your name or submit an anonymous report. Your contact information will be used only for any necessary follow-up requests. Unless you request otherwise, your contact information may be shared with law enforcement.
What Is The Process?
All Deductible Fraud reports will be initially reviewed and if there is enough evidence of fraud, a formal complaint will be sent to the Texas Attorney General and Texas Department of Insurance.
LEARN MORE ABOUT TEXAS LAWS AT:
Texas law requires that contractors must have the following text in their consumer contracts (in a minimum 12 pt font):
"Texas law requires a person insured under a property insurance policy to pay any deductible applicable to a claim made under the policy. It is a violation of Texas law for a seller of goods or services who reasonably expects to be paid wholly or partly from the proceeds of a property insurance claim to knowingly allow the insured person to fail to pay, or assist the insured person’s failure to pay, the applicable insurance deductible."